小孩子麥@澳洲 伯斯 達爾文

The eligibility check.

No matter who you go with when applying for a card, a credit assessment system is used to check your financial situation. National credit debt is currently at a record high and bankruptcy is on the rise, so as responsible lenders it's up to us to ensure we're doing everything we can to prevent our customers getting into hot water.

What you need to do on this page.

Before you dive into the application form please check your eligibility for a card by scanning the lists below.

You MAY NOT qualify for a card if this is you.如您符合以下項目，則可能不具申請資格

• I rent/board. 我淫賤（並學周星馳跪地自掌嘴）租屋而居或寄人籬下
• I'm a homeowner (or paying off the home loan) and have been living at that property for less than two years. 我是屋主(或正在繳房貸)且在該物業尚未住滿兩年
• I earn less than $40,000 a year after tax (excluding super). 我的年收入稅後低於四萬澳幣（不包括勞退金）
• I can't prove my income with payslips or an income tax assessment. 我無法提供薪資單等文件來證明我的收入
• I've been with my current employer for less than one year. 我在目前的工作尚未撐待滿一年

You WON'T qualify for a card if this is you.如您符合以下項目，將不具申請資格

• I'm younger than 18. 我未滿十八歲卜卜脆 （早就過了八百年啦！）
• I'm not a permanent Australian resident. 我不是澳洲的永久居民（中箭落馬！）
• I have a naughty debt record.我有頑皮不良的信用紀錄 （我只知道我的存款最近很頑皮的直直落．．．）